Glossary · Doing the deal
Disbursement schedule
In short
A disbursement schedule details when and how loan funds will be released to various parties (seller, landlord, vendors). It dictates the flow of cash at closing and post-closing.
What it means in a deal
For a business acquisition, the disbursement schedule typically shows the bulk of funds going to the seller at closing, with some possibly held back for working capital or escrow. If the loan includes funds for leasehold improvements or inventory, those might be disbursed later. Review this schedule carefully to ensure it aligns with your deal terms and post-closing cash needs.
Related terms
Common questions about Disbursement schedule
- After SBA 7(a) loan approval, what's the typical timeframe for closing and disbursement?
- How does a lender resolve an E-Tran error where the authorized loan amount is incorrect after approval but before disbursement?
- Does the SBA set specific repayment schedules for 7(a) loans?
- How does the underwriting timeline for business life insurance impact loan closing schedules?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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