Glossary · People and paperwork
E-Tran authorization
In short
The SBA's official approval of your loan application, detailing the final terms and conditions. This is the green light from the SBA to your lender to fund your loan.
What it means in a deal
After your lender underwrites and approves your loan, they submit it to the SBA via E-Tran. The E-Tran authorization confirms the SBA's guaranty, outlining the loan amount, interest rate, term, and any specific conditions. Your lender will provide you with this document, and it's critical to review it carefully for accuracy.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about E-Tran authorization
- When is an E-Tran modification specifically required for changes in collateral post-authorization?
- How does a lender cancel a 7(a) loan authorization in E-Tran before closing?
- What specific data fields in E-Tran are critical for accurate 7(a) loan authorization generation?
- How does a lender process a 7(a) loan authorization amendment in the E-Tran system?
- How does a lender correct a material error in the E-Tran submission after receiving an authorization?
- What documentation is typically required from a lender when submitting a loan to E-Tran for authorization?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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