Glossary · Doing the deal
E-Tran entry
In short
E-Tran is the SBA's online system where lenders submit loan applications and receive SBA Loan Authorizations. This is where your lender officially requests the SBA guaranty for your loan.
What it means in a deal
Your lender will enter all loan details into E-Tran, including borrower information, loan terms, and Use of proceeds. This E-Tran submission generates the SBA Loan Authorization, which dictates the final terms of your loan. Verify all data entered matches your understanding to prevent future issues.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about E-Tran entry
- What are the specific requirements for an E-Tran submission to be considered
- What information must match between SBA Form 1919 and the E-Tran submission?
- What information must match exactly between SBA Form 1919 and E-Tran submission?
- When is an E-Tran modification specifically required for changes in collateral post-authorization?
- What specific certifications on SBA Form 1920 (or E-Tran equivalent) relate to credit elsewhere?
- How does a lender cancel a 7(a) loan authorization in E-Tran before closing?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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