Glossary · Doing the deal
Fully Disbursed
In short
A loan is fully disbursed when all the approved loan funds have been paid out to the borrower and seller. This marks the end of the funding process for your acquisition.
What it means in a deal
For a business acquisition, the loan funds are usually disbursed at closing, directly paying the seller and covering other project costs. You need to ensure all funds are disbursed according to the SBA Loan Authorization. Delays can impact your deal timeline.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Fully Disbursed
- Which specific servicing actions on a fully disbursed 7(a) loan can a lender undertake without prior SBA approval?
- After SBA 7(a) loan approval, how long until funds are disbursed?
- For an SBA 7(a) acquisition loan, how are working capital funds typically disbursed and managed?
- How long is an SBA 7(a) loan approval valid before the funds must be disbursed?
- What happens if the appraised value of the collateral declines significantly after the loan is disbursed?
- Does the SBA have specific requirements for how working capital funds must be disbursed to the business?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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