Glossary · The loan itself
Guaranty Request
In short
A guaranty request is the formal application submitted by your lender to the SBA asking for the federal guarantee on your loan. This is a critical step in securing SBA financing.
What it means in a deal
Once your lender approves your loan internally, they submit the guaranty request to the SBA. For PLP lenders, this is often a quick, automated process. For non-delegated loans, the SBA reviews the request for eligibility and creditworthiness before approving the guarantee. The lender can't close your loan until the SBA provides this approval.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Guaranty Request
- What constitutes a "repair" to the SBA guaranty during a purchase request?
- How does a lender request an SBA guaranty purchase after loan default?
- What impact does a lender's failure to obtain a required personal guaranty have on a guaranty purchase request?
- What is the key impact of a 'repair' on an SBA guaranty purchase request?
- What constitutes diligent liquidation efforts a lender must demonstrate before submitting a guaranty purchase request?
- How does SBA Form 1149 expedite the processing of a 7(a) guaranty purchase request?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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