Glossary · People and paperwork
Holder of Record
In short
The official owner of a security or asset, as recorded in the company's books or with a transfer agent. This confirms who legally owns what in an acquisition.
What it means in a deal
In an asset purchase, you become the holder of record for the acquired business assets. In a stock purchase, you become the holder of record for the company's shares. Verifying the seller's status as the true holder of record is critical during due diligence to ensure a legitimate transfer of ownership.
Related terms
Common questions about Holder of Record
- What happens if the seller's note holder files for bankruptcy during my SBA loan term?
- Can a U.S. Green Card holder (Permanent Resident) be an eligible applicant for a 7(a) loan?
- What if I have a prior felony conviction on my record?
- Can I get an SBA 7(a) loan if I am a lawful permanent resident (Green Card holder) but not a U.S. citizen?
- Can a past criminal record impact my eligibility for an SBA 7(a) loan?
- Does having a criminal record automatically disqualify me from an SBA 7(a) loan?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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