Glossary · Doing the deal
Lender closing fees
In short
These are charges from the lender for processing your loan, covering their administrative costs. They're part of your total project costs, usually financed into the loan.
What it means in a deal
Expect fees for loan origination, legal review, and other administrative tasks. You'll see these on your closing statement. Negotiate any unnecessary or excessive fees with your lender before signing.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Lender closing fees
- Beyond closing, are there ongoing government fees for an SBA 7(a) loan?
- Can an SBA 7(a) loan include funds for closing costs like attorney fees?
- Beyond interest, what other fees are involved with an SBA 7(a) loan at closing?
- Are pre-closing legal and accounting fees eligible to be counted towards my equity injection?
- Can an SBA 7(a) loan cover closing costs and professional fees for a business acquisition?
- What are the main fees I might pay for an SBA 7(a) loan at closing?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Line up financing while you're under LOI
Tell us the business, the price, and your timeline — we'll match you with lenders who close deals like yours and flag anything that stalls the process.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.