Glossary · People and paperwork
Lender's Application for Guaranty(SBA Form 1920)
In short
This is the form your lender submits to the SBA to request the federal guarantee on your loan. It details the loan terms, collateral, and borrower information.
What it means in a deal
Your lender completes this form after underwriting and verifying eligibility for your 7(a) loan. It's their formal request to the SBA. As a buyer, ensure all information on this form accurately reflects your deal and eligibility, as mistakes can delay or jeopardize the guarantee.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Lender's Application for Guaranty
- Is SBA Form 1920 (Lender's Application for Guaranty) still required for 7(a) loan submissions?
- Which specific lender certifications are required on the Lender's Application for Guaranty (or its E-Tran equivalent) to ensure loan eligibility?
- What specific lender certifications are required on the Lender's Application for Guaranty (SBA Form 1920, or its current equivalent in E-Tran)?
- Can the lender charge application fees or underwriting fees in addition to the SBA guaranty fee?
- What does 'SBA guaranty' mean for my business loan application?
- What impact does a lender's failure to obtain a required personal guaranty have on a guaranty purchase request?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.