Glossary · The loan itself
Loan maturity(Term / maturity)
In short
Loan maturity is the date when the final payment on a loan is due, and the loan is fully repaid. For 7(a) loans, this term is typically 10 years for business acquisitions.
What it means in a deal
Knowing the loan maturity helps you project your debt service over the life of the loan and plan for future cash flow. While 10 years is standard for business acquisition 7(a) loans, real estate components can extend this. Understand the exact term for your specific loan structure.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Loan maturity
- What steps should a lender take if a borrower with a 7(a) loan requests an extension of the loan maturity date?
- Does an SBA loan have better terms than a regular bank loan?
- What is the minimum loan amount for an SBA 7(a) loan?
- What is the maximum loan amount for an SBA 7(a) loan?
- Is there a typical average loan size for an SBA 7(a) loan?
- How is the maximum loan amount for an SBA 7(a) loan determined?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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