Glossary · The loan itself
Maximum Aggregate Loan Amount
In short
This is the highest total amount of SBA 7(a) loans a single borrower or group of affiliated businesses can have outstanding at one time. It's a hard cap on your total SBA financing.
What it means in a deal
The current maximum is $5 million per borrower (including affiliates). If you already have an SBA loan, that amount counts towards this limit. When considering a deal, ensure your total proposed SBA financing, including any existing loans, doesn't exceed this.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Maximum Aggregate Loan Amount
- What is the maximum aggregate outstanding loan amount for a single 7(a) borrower?
- What is the total maximum aggregate outstanding loan amount for a single 7(a) borrower?
- What is the maximum aggregate outstanding loan amount for a single 7(a) borrower, including affiliates?
- What is the maximum aggregate outstanding loan amount for a single 7(a) borrower across all SBA loans?
- What is the maximum aggregate principal amount of 7(a) loan financing a single borrower or affiliated group can receive?
- What is the maximum loan amount for an SBA 7(a) loan?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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