Glossary · The loan itself
Pooling
In short
This is the process where SBA loans are combined into larger groups, then sold as securities to investors in the secondary market. It's how lenders can free up capital to make more loans.
What it means in a deal
While you won't directly interact with pooling, it's why the SBA secondary market exists. Your lender might sell your loan to an investor after closing, but your loan terms and payments won't change. You'll simply send payments to a new servicer.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Pooling
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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