Glossary · The loan itself
Portfolio Management
In short
This refers to the ongoing monitoring and servicing of a lender's entire collection of loans, including ensuring borrower compliance and addressing potential issues.
What it means in a deal
After your loan closes, the lender continues portfolio management to ensure you meet loan covenants and repayment schedules. They'll monitor your business's financial health. If issues arise, proactive communication with your lender during this phase is crucial to avoid loan default or formal liquidation.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Portfolio Management
- What if the value of my stock portfolio (for equity injection) drops before closing?
- How does a lender verify equity injection from the sale of a cryptocurrency portfolio?
- How often does the SBA require lenders to report on 7(a) loan portfolio performance?
- How often does the SBA require lenders to report on 7(a) loan portfolio performance for secondary market purposes?
- Does the SBA 7(a) loan require a lien on existing personal assets like my investment portfolio as collateral?
- Are there any ongoing annual fees that a lender must pay to the SBA for their 7(a) loan portfolio?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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