Glossary · Doing the deal
Request for Reconsideration
In short
If the SBA denies a loan application or a guaranty purchase, the lender can submit a formal appeal package. This is a second chance to present your case.
What it means in a deal
When a loan is declined by the SBA, or the SBA declines to honor its guaranty to the lender, the lender can submit a formal Request for Reconsideration. This requires strong justification and new information. For a buyer, if your deal is initially rejected, this is the process your lender might use to fight for it.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Request for Reconsideration
- What is the typical time for SBA to process a 7(a) loan request?
- What is the smallest loan amount I can request for an SBA 7(a) loan?
- When can a lender request prior approval from the SBA for a significant servicing action?
- What are common reasons for the SBA to deny a guaranty purchase request from a lender?
- What is the process for submitting an amended E-Tran request after initial authorization for a 7(a) loan?
- What constitutes a "repair" to the SBA guaranty during a purchase request?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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