Glossary · People and paperwork
ROBS facilitator
In short
A specialized professional who guides you through the complex process of using retirement funds to buy a business via a ROBS transaction. Their expertise is critical for IRS compliance.
What it means in a deal
Engaging a ROBS facilitator is highly recommended if you plan to use retirement funds for your equity injection. They ensure your ROBS transaction adheres to strict IRS rules, helping you avoid costly penalties and disqualification. Choose one with a strong track record.
Related terms
Common questions about ROBS facilitator
- Are funds from a Roth IRA eligible for my equity injection if rolled over via a "rollover as business startup" (ROBS) plan?
- Can funds from a retirement account, like a 401(k), be used for my equity injection if rolled into a new C-corp via a ROBS plan?
- What are the specific requirements for a lender to document and verify an equity injection from a retirement account structured as a ROBS (Rollover for Business Startups) transaction?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day
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