Glossary · Doing the deal
Sale proceeds
In short
These are the funds the seller receives from the sale of their business, after accounting for all deductions, fees, and payments to existing creditors.
What it means in a deal
In an SBA deal, the sale proceeds are often used to pay off seller debt, cover closing costs, and provide the seller with their profit. Understand how the total project costs are structured to see what the seller is truly walking away with, as this impacts negotiations and potentially a seller note.
Related terms
Common questions about Sale proceeds
- Can I use proceeds from the sale of personal crypto assets for my equity injection?
- Can proceeds from the sale of my existing investment property count towards my equity injection for a $1,500,000 business purchase?
- Are proceeds from personal investment sales eligible for equity injection?
- Can cash-out loan proceeds go to the remaining owner in a buyout?
- Can proceeds from selling personal stocks or mutual funds count towards my equity injection?
- Can I use proceeds from selling personal real estate as an equity injection after closing?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Line up financing while you're under LOI
Tell us the business, the price, and your timeline — we'll match you with lenders who close deals like yours and flag anything that stalls the process.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.