Glossary · People and paperwork
SBA Addendum
In short
A document attached to the loan agreement that outlines additional terms and conditions specific to SBA loans, often including specific covenants or reporting requirements.
What it means in a deal
Your lender will include an SBA Addendum to the standard loan agreement, detailing specific SBA compliance requirements. This document often reiterates the personal guarantee, collateral provisions, and reporting obligations. Review it thoroughly, as it supersedes conflicting terms in other documents.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about SBA Addendum
- If a franchise agreement is listed on the SBA Franchise Directory but has an addendum or rider, how does a lender assess its eligibility?
- What does the 'SBA' in SBA 7(a) loan actually mean?
- Does being listed on the SBA Franchise Directory guarantee SBA loan approval?
- What does the SBA 'guarantee' mean in an SBA 7(a) loan?
- What is the "SBA" part of an SBA 7(a) loan, exactly?
- What does the 'SBA' part of an SBA 7(a) loan mean?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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