Glossary · People and paperwork
SBA Form 912(Statement of Personal History)
In short
This mandatory form, also known as the Statement of Personal History, requires all principals of an SBA loan applicant to disclose personal background information, including criminal history and past federal debt defaults.
What it means in a deal
You and any other key principals must complete this form accurately. Any past felonies, bankruptcies, or defaults on federal debt must be disclosed. Undisclosed issues can lead to loan denial or, worse, accusations of fraud or misrepresentation later.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about SBA Form 912
- When is an SBA Form 912 (Statement of Personal History) required for a non-owner guarantor?
- When is SBA Form 912, Statement of Personal History, specifically required for 7(a) loan applicants?
- What is the specific purpose of SBA Form 912 and who must complete it for eligibility?
- What is the purpose of SBA Form 912 and who typically needs to complete it for eligibility?
- When is an SBA Form 912 (Statement of Personal History) specifically required for a non-owner guarantor?
- What is the primary purpose of SBA Form 912, and who is required to complete it for a 7(a) loan?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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