Glossary · People and paperwork
SSN(Social Security Number)
In short
Your SSN is a unique nine-digit number used by the U.S. government to track your earnings and identify you for tax purposes. Lenders use it to check your personal creditworthiness as a guarantor.
What it means in a deal
As a guarantor on an SBA loan, your SSN is essential for the lender to pull your personal credit report and assess your FICO score. This is a key part of determining your eligibility and repayment capacity. Ensure your credit history is clean before applying.
Official sources
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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