Glossary · The loan itself
Statutory Limit
In short
This is the maximum loan amount an SBA 7(a) loan can be, set by law. It means you can't borrow more than this amount through the program.
What it means in a deal
The current statutory limit for a 7(a) loan is $5 million. If your total project costs exceed this, you'll need to find alternative financing for the remainder, which might include a larger equity injection, a seller note, or conventional debt for the unfunded portion.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Common questions about Statutory Limit
- Is there a maximum dollar limit for an SBA 7(a) loan?
- Is there an income limit for my business to be "small" by SBA rules?
- Is there an age limit for business owners to get an SBA 7(a) loan?
- Does the SBA have a limit on how much goodwill can be financed in a business acquisition?
- Is there a maximum age limit for a business to be eligible for an SBA 7(a) loan?
- Is there a limit to how much money a business can get from an SBA 7(a) loan?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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