Glossary · Reading the business
USPAP(Uniform Standards of Professional Appraisal Practice)
In short
These are the widely accepted quality control standards for professional appraisals in the United States. They ensure appraisals are unbiased and reliable.
What it means in a deal
When an appraisal is required for an SBA loan (e.g., for real estate or business valuation), it must be conducted by a USPAP-compliant appraiser. This ensures the valuation is credible and meets SBA requirements, which is crucial for determining the collateral value and loan amount.
Official sources
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Related terms
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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