Glossary · People and paperwork
Vehicle title
In short
A legal document proving ownership of a vehicle. If business vehicles are part of the sale, the lender will need to ensure clear title transfer to the new business entity.
What it means in a deal
For any vehicles included as collateral or assets in the deal, the lender will require the original titles to confirm ownership and to place a lien on them. Ensure the seller can provide clean titles for all vehicles to avoid delays in closing.
Related terms
Common questions about Vehicle title
- How does a lender verify equity injection from the sale of a personal vehicle or boat?
- Can I use the value of my existing personal vehicle fleet as part of my equity injection?
- Can a buyer's existing personal vehicle with significant equity be included as part of the equity injection?
- Can I use a personal vehicle I own as part of my equity injection for a business acquisition?
- Can the value of my existing personal vehicle, if contributed to the business, count towards the equity injection?
- If I want to finance a new vehicle for my business, can I use an SBA 7(a) loan?
Defined by CapBench SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.