SBA lending record
A-RAY-A LLC
6876 Michigan Ave., Detroit, MI 48210 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$2.8M
Total SBA financing
2
Loans on record
FY2022
On record
110
Jobs supported
Franchise brand
McDonalds
See McDonalds's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$2,778,400 — FY2022
Loan 1 of 2- Gross approval
- $2,778,400
- SBA guaranteed
- $2,083,800 (75%)
- Status
- Current
- Rate at approval
- 4.49% f
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 2/7/2022
- First disbursement
- 2/7/2022
- Days to fund
- 0 days
- Collateral
- Required
- Jobs supported
- 55
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- McDonalds
- Franchise code
- S4992
- Lender
- Fifth Third Bank
- Address
- 6876 Michigan Ave.
- City
- Detroit, 48210
- County
- Wayne
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 12
$70,000 — FY2022
Loan 2 of 2- Gross approval
- $70,000
- SBA guaranteed
- $35,000 (50%)
- Status
- Committed
- Rate at approval
- 3.86% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 2/7/2022
- Collateral
- Required
- Jobs supported
- 55
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- McDonalds
- Franchise code
- S4992
- Lender
- Fifth Third Bank
- Address
- 6876 MICHIGAN AVE
- City
- Detroit, 48210
- County
- Wayne
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 12
The lender
Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other McDonalds locations
Other McDonalds businesses in the public SBA record — closest first, by location and deal size.
MATH633, LTD.
Dearborn, MI· ~8 mi
McDonalds
- $2.8M
- SBA financing
- ≈ $5.5M–$9.2M
- Est. revenue (rough)
A-RAY-A 2 LLC
Detroit, MI· ~5 mi
McDonalds
- $909K
- SBA financing
- ≈ $1.8M–$3.0M
- Est. revenue (rough)
Archways Harrison Inc.
Harrison, OH· ~230 mi
McDonalds
- $1.9M
- SBA financing
- ≈ $3.7M–$6.2M
- Est. revenue (rough)
Jams Bites LLC
Roswell, GA· ~577 mi
McDonalds
- $4.1M
- SBA financing
- ≈ $8.0M–$13M
- Est. revenue (rough)
CMF Enterprises, Inc.
Flint, MI· ~55 mi
McDonalds
- $645K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
RL Fong Solutions LLC DBA McDonald's NSN 7843
Ledgewood, NJ· ~449 mi
McDonalds
- $3.5M
- SBA financing
- ≈ $6.9M–$11M
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Halo Burger
Bloomfield Hills, MI· ~18 mi
Limited-Service Restaurants
- $2.7M
- SBA financing
- ≈ $5.3M–$8.9M
- Est. revenue (rough)
CAROLE CAMPBELL, LLC
Westland, MI· ~14 mi
Dairy Queen Operating Agreement
- $2.7M
- SBA financing
- ≈ $5.4M–$9.0M
- Est. revenue (rough)
AEMM Family Holdings, Inc.
Birmingham, MI· ~15 mi
Tropical Smoothie Cafe
- $2.9M
- SBA financing
- ≈ $5.7M–$9.5M
- Est. revenue (rough)
PGP Hospitality, LLC
Grosse Pointe, MI· ~12 mi
Limited-Service Restaurants
- $1.6M
- SBA financing
- ≈ $3.0M–$5.1M
- Est. revenue (rough)
TGH Holdings LLC
Plymouth, MI· ~21 mi
Dairy Queen - Store Agreement (American Dairy Queen)
- $2.9M
- SBA financing
- ≈ $5.6M–$9.4M
- Est. revenue (rough)
CRUMBL MI ROCHESTER HILLS
Rochester Hills, MI· ~22 mi
Limited-Service Restaurants
- $3.6M
- SBA financing
- ≈ $7.1M–$12M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for A-RAY-A LLC in Detroit, MI (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $2.8M
- On record FY2022
- 110 jobs supported
- Industry: Limited-Service Restaurants
- Location: Detroit, MI
- Lender: Fifth Third Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MI for ~$1.4M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with A-RAY-A LLC.