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SBA lending record

AC Systems, Inc

5151-C Port Chicago Hwy, Concord, CA 94520 · Air-Conditioning and Warm Air Heating Equipment and Commerci. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$616K

Total SBA financing

1

Loan on record

FY2023

On record

11

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$616,000 — FY2023

Gross approval: $616,000
SBA guaranteed: $462,000 (75%)
Status: Current
Rate at approval: 8.64% f
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 7/12/2023
First disbursement: 8/4/2023
Days to fund: 23 days
Collateral: Required
Jobs supported: 11
Business type: Corporation
Business age: Change of Ownership
Industry: Air-Conditioning and Warm Air Heating Equipment and Commerci
NAICS code: 333415
Lender: BMO Bank National Association
Address: 5151-C Port Chicago Hwy
City: Concord, 94520
County: Contra Costa
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 11

The lender

BMO Bank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding air-conditioning and warm air heating equipment and commerci — by location, industry.

SBA lenders in California Lenders for air-conditioning and warm air heating equipment and commerci Air-Conditioning and Warm Air Heating Equipment and Commerci lenders in California

Similar businesses

Comparable air-conditioning and warm air heating equipment and commerci in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

SAMANI FOOD TECHNOLOGIES INCORPORATED

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SBA financing: ≈ $157K–$261K
Est. revenue (rough)

Wilsenergy

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SBA financing: ≈ $1.5M–$2.5M
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Lundy Heating & Air Inc.

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$637K
SBA financing: ≈ $1.2M–$2.1M
Est. revenue (rough)

Ad Engineering LLC

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Air-Conditioning and Warm Air Heating Equipment and Commerci

$950K
SBA financing: ≈ $1.9M–$3.1M
Est. revenue (rough)

J Boyd Real Estate, LLC

Sacramento, CA· ~47 mi

Air-Conditioning and Warm Air Heating Equipment and Commerci

$5.0M
SBA financing: ≈ $9.8M–$16M
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Mee Industries,Inc

Irwindale, CA· ~353 mi

Air-Conditioning and Warm Air Heating Equipment and Commerci

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for AC Systems, Inc in Concord, CA (Air-Conditioning and Warm Air Heating Equipment and Commerci). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $616K
On record FY2023
11 jobs supported
Industry: Air-Conditioning and Warm Air Heating Equipment and Commerci
Location: Concord, CA
Lender: BMO Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Air-Conditioning and Warm Air Heating Equipment and Commerci businesses in CA for ~$616k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/ac-systems-inc-ca
API:: https://www.capbench.com/api/public/businesses/ac-systems-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with AC Systems, Inc.

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