SBA lending record

ACT NEMT, LLC

403 PEACH RD, Roscommon, MI 48653 · Special Needs Transportation. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$150K

Total SBA financing

Loan on record

FY2025

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$150,000 — FY2025

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: In workout — SBA bought the guarantee
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/1/2024
First disbursement: 10/30/2024
Days to fund: 29 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 58
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Special Needs Transportation
NAICS code: 485991
Lender: Celtic Bank Corporation
Address: 403 PEACH RD
City: Roscommon, 48653
County: Roscommon
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 1

The lender

Celtic Bank Corporation

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding special needs transportation — by location, industry.

SBA lenders in Michigan Lenders for special needs transportation Special Needs Transportation lenders in Michigan

Similar businesses

Comparable special needs transportation in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Reliable Ready Transportation LLC

Detroit, MI· ~169 mi

Special Needs Transportation

$147K
SBA financing: ≈ $288K–$480K
Est. revenue (rough)

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Reliable Companies, LLC

Heartland, MI· ~136 mi

Special Needs Transportation

$162K
SBA financing: ≈ $318K–$529K
Est. revenue (rough)

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AM TAXI LLC

North Tonawanda, NY· ~310 mi

Special Needs Transportation

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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RIDE YOURWAY, LLC

Grandville, MI· ~122 mi

Special Needs Transportation

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

View record

READY RIDE MICHIGAN, LLC

Byron Center, MI· ~123 mi

Special Needs Transportation

$101K
SBA financing: ≈ $197K–$329K
Est. revenue (rough)

View record

Cabulance,inc

Oshkosh, WI· ~189 mi

Special Needs Transportation

$170K
SBA financing: ≈ $333K–$556K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for ACT NEMT, LLC in Roscommon, MI (Special Needs Transportation). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $150K
On record FY2025
58 jobs supported
Industry: Special Needs Transportation
Location: Roscommon, MI
Lender: Celtic Bank Corporation

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Special Needs Transportation businesses in MI for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/act-nemt-llc-mi
API:: https://www.capbench.com/api/public/businesses/act-nemt-llc-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with ACT NEMT, LLC.