SBA lending record

Bay Engineering Services, LLC

1213 BALFOUR DR, Arnold, MD 21012 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$250K

Total SBA financing

Loan on record

FY2023

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$250,000 — FY2023

Gross approval: $250,000
SBA guaranteed: $125,000 (50%)
Status: Paid in full
Rate at approval: 10.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/22/2023
First disbursement: 4/5/2023
Days to fund: 14 days
Paid in full: 3/31/2024
Collateral: None
Jobs supported: 14
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: Bank of America, National Association
Address: 1213 BALFOUR DR
City: Arnold, 21012
County: Anne Arundel
SBA district office: BALTIMORE DISTRICT OFFICE
Congressional district: 3

The lender

Bank of America, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

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Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $588K–$980K
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$250K
SBA financing: ≈ $490K–$817K
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R&R HVAC Solutions LLC

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$250K
SBA financing: ≈ $490K–$817K
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Ritetemp AC & Heating LLC

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Apel Air Central Inc

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Agent summary

This page summarizes the public SBA 7(a) lending record for Bay Engineering Services, LLC in Arnold, MD (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $250K
On record FY2023
14 jobs supported
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Arnold, MD
Lender: Bank of America, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MD for ~$250k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/bay-engineering-services-llc-md
API:: https://www.capbench.com/api/public/businesses/bay-engineering-services-llc-md
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Bay Engineering Services, LLC.