SBA lending record
Betty James LLC
4181 Sonata Dr., Howell, MI 48843 · Gift, Novelty, and Souvenir Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$130K
Total SBA financing
2
Loans on record
FY2023
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is Betty James LLC your business?
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All 2 loans
$104,700 — FY2023
Loan 1 of 2- Gross approval
- $104,700
- SBA guaranteed
- $88,995 (85%)
- Status
- Current
- Rate at approval
- 10.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/15/2023
- First disbursement
- 10/5/2023
- Days to fund
- 20 days
- Collateral
- Required
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Gift, Novelty, and Souvenir Retailers
- NAICS code
- 459420
- Address
- 4181 Sonata Dr.
- City
- Howell, 48843
- County
- Livingston
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 8
$25,000 — FY2023
Loan 2 of 2- Gross approval
- $25,000
- SBA guaranteed
- $12,500 (50%)
- Status
- Current
- Rate at approval
- 10.5% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/15/2023
- First disbursement
- 9/26/2023
- Days to fund
- 11 days
- Collateral
- Required
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Gift, Novelty, and Souvenir Retailers
- NAICS code
- 459420
- Address
- 4181 Sonata Dr.
- City
- Howell, 48843
- County
- Livingston
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 8
The lender
The Huntington National Bank
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding gift, novelty, and souvenir retailers — by location, industry.
Similar businesses
Comparable gift, novelty, and souvenir retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
THUNDERBOLT ENTERPRISE LLC
Livonia, MI· ~28 mi
Gift, Novelty, and Souvenir Retailers
- $138K
- SBA financing
- ≈ $271K–$451K
- Est. revenue (rough)
AZK, Inc
Ann Arbor, MI· ~25 mi
Gift, Novelty, and Souvenir Retailers
- $100K
- SBA financing
- ≈ $196K–$327K
- Est. revenue (rough)
Bundled Llc
West Bloomfield, MI· ~22 mi
Gift, Novelty, and Souvenir Retailers
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
KNK Stores LLC
Bay City, MI· ~71 mi
Gift, Novelty, and Souvenir Retailers
- $85K
- SBA financing
- ≈ $166K–$277K
- Est. revenue (rough)
CK Gift Shop, Inc.
Madison Heights, MI· ~39 mi
Gift, Novelty, and Souvenir Retailers
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
Eastridge Enterprises, LLC
Ypsilanti, MI· ~29 mi
Gift, Novelty, and Souvenir Retailers
- $463K
- SBA financing
- ≈ $908K–$1.5M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Betty James LLC in Howell, MI (Gift, Novelty, and Souvenir Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $130K
- On record FY2023
- 2 jobs supported
- Industry: Gift, Novelty, and Souvenir Retailers
- Location: Howell, MI
- Lender: The Huntington National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Gift, Novelty, and Souvenir Retailers businesses in MI for ~$65k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Betty James LLC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Betty James LLC.