SBA lending record
Black Cat Bakery
1412 13th St N, Moorhead, MN 56560 · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$35K
Total SBA financing
1
Loan on record
FY2024
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$35,000 — FY2024
- Gross approval
- $35,000
- SBA guaranteed
- $17,500 (50%)
- Status
- Current
- Rate at approval
- 8.99% f
- Term
- 66 mo (6 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/20/2023
- First disbursement
- 10/26/2023
- Days to fund
- 6 days
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
- NAICS code
- 311811
- Lender
- Capital CU
- Address
- 1412 13th St N
- City
- Moorhead, 56560
- County
- Clay
- SBA district office
- MINNESOTA DISTRICT OFFICE
- Congressional district
- 7
The lender
Capital CU
1 loan to this businessFind SBA lenders for businesses like this
The banks most active funding retail bakeries — by location, industry.
Similar businesses
Comparable retail bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Sifted & Sweet Baking Co LLC
Moorhead, MN· ~3 mi
Retail Bakeries
- $35K
- SBA financing
- ≈ $69K–$114K
- Est. revenue (rough)
Sift Gluten Free LLC
Minneapolis, MN· ~217 mi
Retail Bakeries
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
K&P REYNOLDS LLC
Watertown, SD· ~139 mi
Retail Bakeries
- $15K
- SBA financing
- ≈ $29K–$49K
- Est. revenue (rough)
Melrose Bakery LLC
Melrose, MN· ~125 mi
Retail Bakeries
- $95K
- SBA financing
- ≈ $185K–$309K
- Est. revenue (rough)
Flour Power Bakery
Pullman, WA· ~963 mi
Retail Bakeries
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
Blomst Bakes LLC
Vancouver, WA· ~1233 mi
Retail Bakeries
- $53K
- SBA financing
- ≈ $104K–$173K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Black Cat Bakery in Moorhead, MN (Retail Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $35K
- On record FY2024
- 2 jobs supported
- Industry: Retail Bakeries
- Location: Moorhead, MN
- Lender: Capital CU
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Retail Bakeries businesses in MN for ~$35k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Black Cat Bakery.