SBA lending record

Bread & Culture LLC

1958 Washington Valley Rd, Martinsville, NJ · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$175K

Total SBA financing

Loans on record

FY2022–23

On record

Jobs supported

Is Bread & Culture LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

All 2 loans

$75,000 — FY2023

Loan 1 of 2

Gross approval: $75,000
SBA guaranteed: $56,250 (75%)
Status: Cancelled
Rate at approval: 9.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/11/2022
Collateral: Required
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Commercial Bakeries
NAICS code: 311812
Lender: Newtek Small Business Finance, Inc.
Address: 123 Main St,
City: Flemington
County: Hunterdon
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 7

$100,000 — FY2022

Loan 2 of 2

Gross approval: $100,000
SBA guaranteed: $85,000 (85%)
Status: Current
Rate at approval: 6.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/7/2022
First disbursement: 7/6/2022
Days to fund: 29 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Retail Bakeries
NAICS code: 311811
Lender: Newtek Small Business Finance, Inc.
Address: 1958 Washington Valley Rd
City: Martinsville
County: Somerset
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 7

The lender

Newtek Small Business Finance, Inc.

2 loans to this business

Find SBA lenders for businesses like this

The banks most active funding retail bakeries — by location, industry.

SBA lenders in New Jersey Lenders for retail bakeries Retail Bakeries lenders in New Jersey

Similar businesses

Comparable retail bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

La Patisserie

Morristown, NJ· ~14 mi

Retail Bakeries

$180K
SBA financing: ≈ $353K–$588K
Est. revenue (rough)

View record

Cafe Hasbrouck Heights

Hasbrouck Heights, NJ· ~31 mi

Retail Bakeries

$185K
SBA financing: ≈ $363K–$605K
Est. revenue (rough)

View record

JACKIE SWEET CAKES LLC

Dunellen, NJ· ~5 mi

Retail Bakeries

$60K
SBA financing: ≈ $118K–$196K
Est. revenue (rough)

View record

STUFF BY SJ LLC

Belleville, NJ· ~24 mi

Retail Bakeries

$176K
SBA financing: ≈ $344K–$574K
Est. revenue (rough)

View record

KAFE DE MANILA LLC

Raritan, NJ· ~4 mi

Retail Bakeries

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

View record

Alloro LLC

Hackettstown, NJ· ~25 mi

Retail Bakeries

$107K
SBA financing: ≈ $210K–$350K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Bread & Culture LLC in Martinsville, NJ (Retail Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $175K
On record FY2022–23
10 jobs supported
Industry: Retail Bakeries
Location: Martinsville, NJ
Lender: Newtek Small Business Finance, Inc.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Retail Bakeries businesses in NJ for ~$88k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/bread-culture-llc-nj
API:: https://www.capbench.com/api/public/businesses/bread-culture-llc-nj
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Bread & Culture LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Bread & Culture LLC.