SBA lending record

Breadsong LLC

102 Crossroads Blvd., Carmel, CA 93923 · Baked Goods Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.2M

Total SBA financing

Loans on record

FY2021–22

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$515,000 — FY2022

Loan 1 of 2

Gross approval: $515,000
SBA guaranteed: $386,250 (75%)
Status: Paid in full
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/8/2021
First disbursement: 12/6/2021
Days to fund: 28 days
Paid in full: 6/30/2025
Collateral: Required
Jobs supported: 21
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Monterey County Bank
Address: 102 Crossroads Blvd,
City: Carmel, 93923
County: Monterey
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 20

$646,600 — FY2021

Loan 2 of 2

Gross approval: $646,600
SBA guaranteed: $581,940 (90%)
Status: Cancelled
Rate at approval: 5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/31/2021
Collateral: Required
Jobs supported: 22
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Baked Goods Stores
NAICS code: 445291
Lender: Pinnacle Bank
Address: 102 Crossroads Blvd.
City: Carmel, 93923
County: Monterey
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 20

The lenders

Pinnacle Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Monterey County Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding baked goods stores — by location, industry.

SBA lenders in California Lenders for baked goods stores Baked Goods Stores lenders in California

Similar businesses

Comparable baked goods stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $2.7M–$4.6M
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SBA financing: ≈ $1.2M–$2.0M
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JAMB, LLC

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$1.1M
SBA financing: ≈ $2.2M–$3.6M
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DIANDA'S ITALIAN - AMERICAN PASTRY COMPANY, INC.

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$2.9M
SBA financing: ≈ $5.7M–$9.5M
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Brooklyn-NY Bagels, LLC

Mission Hills, CA· ~249 mi

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$2.4M
SBA financing: ≈ $4.8M–$8.0M
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Agent summary

This page summarizes the public SBA 7(a) lending record for Breadsong LLC in Carmel, CA (Baked Goods Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.2M
On record FY2021–22
43 jobs supported
Industry: Baked Goods Stores
Location: Carmel, CA
Lenders: Pinnacle Bank, Monterey County Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Baked Goods Stores businesses in CA for ~$581k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/breadsong-llc-ca
API:: https://www.capbench.com/api/public/businesses/breadsong-llc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Breadsong LLC.