SBA lending record
Brilliant Perspectives, LLC
735 STATE ST #517, Santa Barbara, CA 93101 · Book Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$300K
Total SBA financing
2
Loans on record
FY2023–24
On record
4
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$150,000 — FY2024
Loan 1 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 12.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/6/2024
- First disbursement
- 2/9/2024
- Days to fund
- 3 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- All Other Personal Services
- NAICS code
- 812990
- Lender
- Heritage Bank Inc
- Address
- 735 State Street
- City
- Santa Barbara, 93101
- County
- Santa Barbara
- SBA district office
- LOS ANGELES DISTRICT OFFICE
- Congressional district
- 24
$150,000 — FY2023
Loan 2 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 11.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/5/2023
- First disbursement
- 4/7/2023
- Days to fund
- 2 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 4
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Book Stores
- NAICS code
- 451211
- Lender
- BayFirst National Bank
- Address
- 735 STATE ST #517
- City
- Santa Barbara, 93101
- County
- Santa Barbara
- SBA district office
- LOS ANGELES DISTRICT OFFICE
- Congressional district
- 24
The lenders
BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding book stores — by location, industry.
Similar businesses
Comparable book stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Frostwood Village LLC
North Little Rock, AR· ~1556 mi
Book Stores
- $251K
- SBA financing
- ≈ $493K–$822K
- Est. revenue (rough)
Rivendell Books and Baubles, LLC
Broken Arrow, OK· ~1349 mi
Book Stores
- $125K
- SBA financing
- ≈ $245K–$408K
- Est. revenue (rough)
HORIZON COMICS AND COLLECTIBLES LLC
Lancaster, CA· ~90 mi
Book Stores
- $10K
- SBA financing
- ≈ $20K–$33K
- Est. revenue (rough)
Duckbill Bookshop LLC
Old Hickory, TN· ~1859 mi
Book Stores
- $54K
- SBA financing
- ≈ $106K–$176K
- Est. revenue (rough)
KATHERINE MITAS, BOOKSELLER
Oakland, CA· ~274 mi
Book Stores
- $23K
- SBA financing
- ≈ $45K–$75K
- Est. revenue (rough)
Sassafras on Sutton LLC
Black Mountain, NC· ~2104 mi
Book Stores
- $1.7M
- SBA financing
- ≈ $3.4M–$5.7M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Brilliant Perspectives, LLC in Santa Barbara, CA (Book Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $300K
- On record FY2023–24
- 4 jobs supported
- Industry: Book Stores
- Location: Santa Barbara, CA
- Lenders: BayFirst National Bank, Heritage Bank Inc
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Book Stores businesses in CA for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Brilliant Perspectives, LLC.