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SBA lending record

CHILL FACTOR COOLING & HEATING INC

3995 OAKRIDGE CIR, Norco, CA 92860 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$40K

Total SBA financing

1

Loan on record

FY2022

On record

1

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$40,000 — FY2022

Gross approval: $40,000
SBA guaranteed: $20,000 (50%)
Status: Paid in full
Rate at approval: 5.49% f
Term: 60 mo (5 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/25/2022
First disbursement: 5/25/2022
Days to fund: 0 days
Paid in full: 6/30/2024
Collateral: Required
Jobs supported: 1
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: U.S. Bank, National Association
Address: 3995 OAKRIDGE CIR
City: Norco, 92860
County: Riverside
SBA district office: SANTA ANA DISTRICT OFFICE
Congressional district: 42

The lender

U.S. Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

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Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

ZAFI AIR CONDITIONING & CONSULTING

Ontario, CA· ~11 mi

Plumbing, Heating, and Air-Conditioning Contractors

$40K
SBA financing: ≈ $78K–$131K
Est. revenue (rough)

AQS MECHANICAL INC

Colton, CA· ~15 mi

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$45K
SBA financing: ≈ $88K–$147K
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CAPRA PLUMBING INC

La Verne, CA· ~20 mi

Plumbing, Heating, and Air-Conditioning Contractors

$40K
SBA financing: ≈ $78K–$131K
Est. revenue (rough)

JOE KOOLS AC AND HEATING

Ontario, CA· ~7 mi

Plumbing, Heating, and Air-Conditioning Contractors

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

AMERI AIR CONDITIONING AND HEATING LLC

San Bernardino, CA· ~20 mi

Plumbing, Heating, and Air-Conditioning Contractors

$45K
SBA financing: ≈ $88K–$147K
Est. revenue (rough)

CCS CONTRACTORS INC

Riverside, CA· ~11 mi

Plumbing, Heating, and Air-Conditioning Contractors

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for CHILL FACTOR COOLING & HEATING INC in Norco, CA (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $40K
On record FY2022
1 jobs supported
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Norco, CA
Lender: U.S. Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in CA for ~$40k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/chill-factor-cooling-heating-inc-ca
API:: https://www.capbench.com/api/public/businesses/chill-factor-cooling-heating-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is CHILL FACTOR COOLING & HEATING INC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CHILL FACTOR COOLING & HEATING INC.

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