SBA lending record

CHOCOLATE DECOR Inc.

4 SOUTH ST, Washingtonville, NY 10992 · All Other Specialty Food Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$4.3M

Total SBA financing

Loans on record

FY2022

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 4 loans

$150,000 — FY2022

Loan 1 of 4

Gross approval: $150,000
SBA guaranteed: $75,000 (50%)
Status: Cancelled
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/12/2022
Collateral: None
Jobs supported: 23
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Food Stores
NAICS code: 445299
Lender: First Bank of the Lake
Address: 4 SOUTH ST
City: Washingtonville, 10992
County: Orange
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 18

$2,000,000 — FY2022

Loan 2 of 4

Gross approval: $2,000,000
SBA guaranteed: $1,500,000 (75%)
Status: Cancelled
Rate at approval: 5.5% v
Term: 304 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/12/2022
Collateral: Required
Jobs supported: 23
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Food Stores
NAICS code: 445299
Lender: First Bank of the Lake
Address: 4 SOUTH ST
City: Washingtonville, 10992
County: Orange
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 18

$150,000 — FY2022

Loan 3 of 4

Gross approval: $150,000
SBA guaranteed: $75,000 (50%)
Status: Delinquent
Rate at approval: 5.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/12/2022
First disbursement: 5/20/2022
Days to fund: 8 days
Collateral: None
Jobs supported: 23
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Food Stores
NAICS code: 445299
Lender: First Bank of the Lake
Address: 4 SOUTH ST
City: Washingtonville, 10992
County: Orange
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 18

$2,000,000 — FY2022

Loan 4 of 4

Gross approval: $2,000,000
SBA guaranteed: $1,500,000 (75%)
Status: Delinquent
Rate at approval: 5.5% v
Term: 304 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/12/2022
First disbursement: 5/16/2022
Days to fund: 4 days
Collateral: Required
Jobs supported: 23
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other General Merchandise Retailers
NAICS code: 455219
Lender: First Bank of the Lake
Address: 4 SOUTH ST
City: Washingtonville, 10992
County: Orange
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 18

The lender

First Bank of the Lake

4 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding all other specialty food stores — by location, industry.

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Comparable all other specialty food stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $241K–$402K
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SBA financing: ≈ $2.9M–$4.8M
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Agent summary

This page summarizes the public SBA 7(a) lending record for CHOCOLATE DECOR Inc. in Washingtonville, NY (All Other Specialty Food Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $4.3M
On record FY2022
92 jobs supported
Industry: All Other Specialty Food Stores
Location: Washingtonville, NY
Lender: First Bank of the Lake

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Specialty Food Stores businesses in NY for ~$1.1M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/chocolate-decor-inc-ny
API:: https://www.capbench.com/api/public/businesses/chocolate-decor-inc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CHOCOLATE DECOR Inc..