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SBA lending record

CLIMATE ENGINEERING, L.L.C.

3361 W Otsego Lake, Gaylord, MI 49735 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$25K

Total SBA financing

1

Loan on record

FY2021

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$25,000 — FY2021

Gross approval: $25,000
SBA guaranteed: $18,750 (75%)
Status: Current
Rate at approval: 5.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/9/2021
First disbursement: 6/18/2021
Days to fund: 9 days
Collateral: None
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: The Huntington National Bank
Address: 3361 W Otsego Lake
City: Gaylord, 49735
County: Otsego
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 1

The lender

The Huntington National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

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Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Climate Engineering LLC

Gaylord, MI· ~2 mi

Plumbing, Heating, and Air-Conditioning Contractors

$36K
SBA financing: ≈ $71K–$118K
Est. revenue (rough)

FUNK PLUMBING AND MECHANICAL, LLC

Gaylord, MI· ~2 mi

Plumbing, Heating, and Air-Conditioning Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

JP Heating of Northern Michigan, LLC

Gaylord, MI· ~2 mi

Plumbing, Heating, and Air-Conditioning Contractors

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

Kroupa's Plumbing and Heating, Inc.

Traverse City, MI· ~51 mi

Plumbing, Heating, and Air-Conditioning Contractors

$20K
SBA financing: ≈ $39K–$65K
Est. revenue (rough)

JSO AQUEST HOLDINGS INC

Gaylord, MI· ~2 mi

Plumbing, Heating, and Air-Conditioning Contractors

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

RDF Holdings 23 LLC

Gaylord, MI· ~2 mi

Plumbing, Heating, and Air-Conditioning Contractors

$840K
SBA financing: ≈ $1.6M–$2.7M
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for CLIMATE ENGINEERING, L.L.C. in Gaylord, MI (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $25K
On record FY2021
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Gaylord, MI
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MI for ~$25k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/climate-engineering-l-l-c-mi
API:: https://www.capbench.com/api/public/businesses/climate-engineering-l-l-c-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CLIMATE ENGINEERING, L.L.C..

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