SBA lending record

Cloud Nine LLC

306 Main Avenue, Clear Lake, IA 50428 · All Other Home Furnishings Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$195K

Total SBA financing

Loan on record

FY2021

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$195,000 — FY2021

Gross approval: $195,000
SBA guaranteed: $146,250 (75%)
Status: Current
Rate at approval: 4.655% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 1/7/2021
First disbursement: 2/16/2021
Days to fund: 40 days
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Change of Ownership
Industry: All Other Home Furnishings Stores
NAICS code: 442299
Lender: NSB Bank
Address: 306 Main Avenue
City: Clear Lake, 50428
County: Cerro Gordo
SBA district office: DES MOINES DISTRICT OFFICE
Congressional district: 4

The lender

NSB Bank

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding all other home furnishings stores — by location, industry.

SBA lenders in Iowa Lenders for all other home furnishings stores All Other Home Furnishings Stores lenders in Iowa

Similar businesses

Comparable all other home furnishings stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SMARTER WINDOW COVERINGS, LLC

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SBA financing: ≈ $1.0M–$1.7M
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SW WOJCIK, INC.

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SBA financing: ≈ $375K–$624K
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Bears and Trains LLC

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SBA financing: ≈ $225K–$375K
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Agent summary

This page summarizes the public SBA 7(a) lending record for Cloud Nine LLC in Clear Lake, IA (All Other Home Furnishings Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $195K
On record FY2021
4 jobs supported
Industry: All Other Home Furnishings Stores
Location: Clear Lake, IA
Lender: NSB Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Home Furnishings Stores businesses in IA for ~$195k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/cloud-nine-llc-ia
API:: https://www.capbench.com/api/public/businesses/cloud-nine-llc-ia
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Cloud Nine LLC.