SBA lending record
CPS Corporation
21 BRIGHAM ST, Westborough, MA · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$295K
Total SBA financing
4
Loans on record
FY2020–23
On record
92
Jobs supported
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All 4 loans
$150,000 — FY2023
Loan 1 of 4- Gross approval
- $150,000
- SBA guaranteed
- $75,000 (50%)
- Status
- Current
- Rate at approval
- 9% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/25/2023
- First disbursement
- 4/27/2023
- Days to fund
- 2 days
- Collateral
- Required
- Jobs supported
- 33
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- St. Mary's CU
- Address
- 21 BRIGHAM ST
- City
- Westborough
- County
- Worcester
- SBA district office
- MASSACHUSETTS DISTRICT OFFICE
- Congressional district
- 2
$50,000 — FY2022
Loan 2 of 4- Gross approval
- $50,000
- SBA guaranteed
- $42,500 (85%)
- Status
- Current
- Rate at approval
- 3.75% f
- Term
- 60 mo (5 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/2/2021
- First disbursement
- 12/7/2021
- Days to fund
- 5 days
- Collateral
- Required
- Jobs supported
- 20
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- St. Mary's CU
- Address
- 21 BRIGHAM ST
- City
- Westborough
- County
- Worcester
- SBA district office
- MASSACHUSETTS DISTRICT OFFICE
- Congressional district
- 2
$42,000 — FY2021
Loan 3 of 4- Gross approval
- $42,000
- SBA guaranteed
- $21,000 (50%)
- Status
- Paid in full
- Rate at approval
- 3.25% f
- Term
- 48 mo (4 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/18/2020
- First disbursement
- 11/19/2020
- Days to fund
- 1 days
- Paid in full
- 11/30/2024
- Collateral
- Required
- Jobs supported
- 24
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- St. Mary's CU
- Address
- 21 BRIGHAM ST
- City
- Westborough
- County
- Worcester
- SBA district office
- MASSACHUSETTS DISTRICT OFFICE
- Congressional district
- 2
$52,700 — FY2020
Loan 4 of 4- Gross approval
- $52,700
- SBA guaranteed
- $44,795 (85%)
- Status
- Paid in full
- Rate at approval
- 4.5% f
- Term
- 84 mo (7 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/4/2019
- First disbursement
- 10/31/2019
- Days to fund
- 27 days
- Paid in full
- 7/31/2024
- Collateral
- Required
- Jobs supported
- 15
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- St. Mary's CU
- Address
- 21 BRIGHAM ST
- City
- Westborough
- County
- Worcester
- SBA district office
- MASSACHUSETTS DISTRICT OFFICE
- Congressional district
- 2
The lender
Find SBA lenders for businesses like this
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Agent summary
This page summarizes the public SBA 7(a) lending record for CPS Corporation in Westborough, MA (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 4 SBA 7(a) loans totaling $295K
- On record FY2020–23
- 92 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Westborough, MA
- Lender: St. Mary's CU
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MA for ~$74k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CPS Corporation.