SBA lending record
CSM Mechanical, LLC
7400 HICKORY VALLEY DR, Fenton, MI 48430 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$850K
Total SBA financing
2
Loans on record
FY2020–23
On record
105
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$450,000 — FY2023
Loan 1 of 2- Gross approval
- $450,000
- SBA guaranteed
- $337,500 (75%)
- Status
- Current
- Rate at approval
- 8.25% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/22/2023
- First disbursement
- 10/2/2023
- Days to fund
- 10 days
- Collateral
- Required
- Jobs supported
- 80
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- ChoiceOne Bank
- Address
- 1235 HOLDEN AVE
- City
- Milford, 48381
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 11
$400,000 — FY2020
Loan 2 of 2- Gross approval
- $400,000
- SBA guaranteed
- $200,000 (50%)
- Status
- Paid in full
- Rate at approval
- 4% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 8/13/2020
- First disbursement
- 9/25/2020
- Days to fund
- 43 days
- Paid in full
- 11/30/2022
- Collateral
- Required
- Jobs supported
- 25
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- ChoiceOne Bank
- Address
- 7400 HICKORY VALLEY DR
- City
- Fenton, 48430
- County
- Genesee
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 5
The lender
Find SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Dave Lamb Heating & Air Conditioning, Inc.
Fenton, MI· ~9 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $1.2M
- SBA financing
- ≈ $2.3M–$3.9M
- Est. revenue (rough)
MDM BRIGHTON LLC
Brighton, MI· ~13 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $935K
- SBA financing
- ≈ $1.8M–$3.1M
- Est. revenue (rough)
BRAMLETT HEATING & COOLING COMPANY
Howell, MI· ~8 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
J. Mills Plbg Services
Howell, MI· ~9 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.7M
- SBA financing
- ≈ $5.3M–$8.8M
- Est. revenue (rough)
Witt Mechanical, Inc.
Wixom, MI· ~19 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.1M
- SBA financing
- ≈ $4.2M–$7.0M
- Est. revenue (rough)
WESTSIDE MECHANICAL CONTRACTORS CORPORATION
Brighton, MI· ~12 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $300K
- SBA financing
- ≈ $588K–$980K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for CSM Mechanical, LLC in Fenton, MI (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $850K
- On record FY2020–23
- 105 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Fenton, MI
- Lender: ChoiceOne Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MI for ~$425k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CSM Mechanical, LLC.