SBA lending record

DAVID BRIAN MCNAMARA

116 S. COCHRAN, Charlotte, MI 48813 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$300K

Total SBA financing

Loans on record

FY2023–24

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$150,000 — FY2024

Loan 1 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/23/2024
First disbursement: 11/1/2024
Days to fund: 39 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 20
Business type: Individual
Business age: Existing or more than 2 years old
Industry: All Other Specialty Food Retailers
NAICS code: 445298
Lender: Northeast Bank
Address: 116 S Cochran Rd
City: Charlotte, 48813
County: Eaton
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 3

$150,000 — FY2023

Loan 2 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Paid in full
Rate at approval: 12% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/28/2023
First disbursement: 7/28/2023
Days to fund: 0 days
Paid in full: 9/30/2025
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 27
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: BayFirst National Bank
Address: 116 S. COCHRAN
City: Charlotte, 48813
County: Eaton
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 3

The lenders

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Northeast Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in Michigan Lenders for limited-service restaurants Limited-Service Restaurants lenders in Michigan

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

M&G Foods, LLC

Lake Odessa, MI· ~22 mi

Limited-Service Restaurants

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

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Pita Way East Lansing, LLC

East Lansing, MI· ~22 mi

Limited-Service Restaurants

$300K
SBA financing: ≈ $588K–$980K
Est. revenue (rough)

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Growth Mindset Ventures, LLC

Battle Creek, MI· ~25 mi

Limited-Service Restaurants

$275K
SBA financing: ≈ $539K–$899K
Est. revenue (rough)

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RJS Enterprises, Inc.

Lansing, MI· ~15 mi

Subway

$244K
SBA financing: ≈ $478K–$796K
Est. revenue (rough)

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THE PIZZA SHOP OF LOWELL, LLC

Lowell, MI· ~36 mi

Limited-Service Restaurants

$306K
SBA financing: ≈ $600K–$1.0M
Est. revenue (rough)

View record

KAREMOR, INC.

East Lansing, MI· ~21 mi

Limited-Service Restaurants

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for DAVID BRIAN MCNAMARA in Charlotte, MI (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $300K
On record FY2023–24
47 jobs supported
Industry: Limited-Service Restaurants
Location: Charlotte, MI
Lenders: BayFirst National Bank, Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MI for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/david-brian-mcnamara-mi
API:: https://www.capbench.com/api/public/businesses/david-brian-mcnamara-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with DAVID BRIAN MCNAMARA.