SBA lending record
DREAM CHOCOLATES INC.
143 ROUTE 59, Hillburn, NY 10931 · Chocolate and Confectionery Manufacturing from Cacao Beans. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$45K
Total SBA financing
2
Loans on record
FY2023
On record
4
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$25,000 — FY2023
Loan 1 of 2- Gross approval
- $25,000
- SBA guaranteed
- $12,500 (50%)
- Status
- Charged off (failed)
- Rate at approval
- 12.25% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/8/2023
- First disbursement
- 2/28/2023
- Days to fund
- 20 days
- Charged off
- 2/10/2026
- Charge-off amount
- $24,651
- Collateral
- None
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Chocolate and Confectionery Manufacturing from Cacao Beans
- NAICS code
- 311351
- Address
- 143 ROUTE 59
- City
- Hillburn, 10931
- County
- Rockland
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 17
$20,000 — FY2023
Loan 2 of 2- Gross approval
- $20,000
- SBA guaranteed
- $10,000 (50%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 11.26% v
- Term
- 104 mo (9 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/28/2023
- First disbursement
- 3/21/2023
- Days to fund
- 21 days
- Collateral
- None
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Chocolate and Confectionery Manufacturing from Cacao Beans
- NAICS code
- 311351
- Address
- 143 Route 59 Building 4E
- City
- Hillburn, 10931
- County
- Rockland
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 17
The lenders
Manufacturers and Traders Trust Company
1 loan to this businessFull SBA lending record + branches on the lender page →KeyBank National Association
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding chocolate and confectionery manufacturing from cacao beans — by location, industry.
Similar businesses
Comparable chocolate and confectionery manufacturing from cacao beans in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Cacao Lab Corp
Kingston, NY· ~56 mi
Chocolate and Confectionery Manufacturing from Cacao Beans
- $45K
- SBA financing
- ≈ $88K–$147K
- Est. revenue (rough)
PK Konfections INC
Brooklyn, NY· ~35 mi
Chocolate and Confectionery Manufacturing from Cacao Beans
- $100K
- SBA financing
- ≈ $196K–$327K
- Est. revenue (rough)
Holly Lane Chocolate, LLC
Morgantown, WV· ~322 mi
Chocolate and Confectionery Manufacturing from Cacao Beans
- $45K
- SBA financing
- ≈ $88K–$147K
- Est. revenue (rough)
Good Good Chocolates, LLC
Philadelphia, PA· ~97 mi
Chocolate and Confectionery Manufacturing from Cacao Beans
- $125K
- SBA financing
- ≈ $245K–$408K
- Est. revenue (rough)
Lagusta's Luscious LLC
New Paltz, NY· ~44 mi
Chocolate and Confectionery Manufacturing from Cacao Beans
- $300K
- SBA financing
- ≈ $588K–$980K
- Est. revenue (rough)
72 Chocolate LLC
Cleveland, OH· ~393 mi
Chocolate and Confectionery Manufacturing from Cacao Beans
- $96K
- SBA financing
- ≈ $188K–$314K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for DREAM CHOCOLATES INC. in Hillburn, NY (Chocolate and Confectionery Manufacturing from Cacao Beans). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $45K
- On record FY2023
- 4 jobs supported
- Industry: Chocolate and Confectionery Manufacturing from Cacao Beans
- Location: Hillburn, NY
- Lenders: Manufacturers and Traders Trust Company, KeyBank National Association
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Chocolate and Confectionery Manufacturing from Cacao Beans businesses in NY for ~$23k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with DREAM CHOCOLATES INC..