SBA lending record

E & T Fasteners, Inc.

41 ODELL SCHOOL RD, Concord, NC 28027 · Hardware Merchant Wholesalers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$994K

Total SBA financing

Loans on record

FY2023–24

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$250,000 — FY2024

Loan 1 of 2

Gross approval: $250,000
SBA guaranteed: $125,000 (50%)
Status: Current
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/3/2024
First disbursement: 3/27/2025
Days to fund: 328 days
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Hardware Merchant Wholesalers
NAICS code: 423710
Lender: Bank of America, National Association
Address: 41 Odell School Rd
City: Concord, 28027
County: Cabarrus
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 8

$743,800 — FY2023

Loan 2 of 2

Gross approval: $743,800
SBA guaranteed: $557,850 (75%)
Status: Current
Rate at approval: 5.06% f
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/9/2023
First disbursement: 5/15/2023
Days to fund: 6 days
Collateral: Required
Jobs supported: 9
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Hardware Merchant Wholesalers
NAICS code: 423710
Lender: Bank of America, National Association
Address: 41 ODELL SCHOOL RD
City: Concord, 28027
County: Cabarrus
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 8

The lender

Bank of America, National Association

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware merchant wholesalers — by location, industry.

SBA lenders in North Carolina Lenders for hardware merchant wholesalers Hardware Merchant Wholesalers lenders in North Carolina

Similar businesses

Comparable hardware merchant wholesalers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Products360 Strategy & Services L.L.C.

Charlotte, NC· ~7 mi

Hardware Merchant Wholesalers

$125K
SBA financing: ≈ $245K–$408K
Est. revenue (rough)

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Aerus Charlotte

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Aerus – Standard Program, Associate Program and Beyond Progr

$50K
SBA financing: ≈ $97K–$162K
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Casters Of Oklahoma Inc

Tulsa, OK· ~849 mi

Hardware Merchant Wholesalers

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

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Yoemimax Rivera LLC

Santa Fe Springs, CA· ~2112 mi

Hardware Merchant Wholesalers

$978K
SBA financing: ≈ $1.9M–$3.2M
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Art Hardware LLC

Wilmington, NC· ~179 mi

Hardware Merchant Wholesalers

$1.7M
SBA financing: ≈ $3.3M–$5.6M
Est. revenue (rough)

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JFASTENERS LLC

Santa Ana, CA· ~2108 mi

Hardware Merchant Wholesalers

$870K
SBA financing: ≈ $1.7M–$2.8M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for E & T Fasteners, Inc. in Concord, NC (Hardware Merchant Wholesalers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $994K
On record FY2023–24
9 jobs supported
Industry: Hardware Merchant Wholesalers
Location: Concord, NC
Lender: Bank of America, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Merchant Wholesalers businesses in NC for ~$497k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/e-t-fasteners-inc-nc
API:: https://www.capbench.com/api/public/businesses/e-t-fasteners-inc-nc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with E & T Fasteners, Inc..