SBA lending record
EFRAHM INC.
12245 S Beyer Rd, Birch Run, MI 48415 · All Other Health and Personal Care Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$200K
Total SBA financing
2
Loans on record
FY2023–25
On record
18
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$150,000 — FY2025
Loan 1 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 12.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/20/2024
- First disbursement
- 11/22/2024
- Days to fund
- 2 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 18
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Computer Related Services
- NAICS code
- 541519
- Lender
- BayFirst National Bank
- Address
- 367 HARVEST LN
- City
- Frankenmuth, 48734
- County
- Saginaw
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 4
$50,000 — FY2023
Loan 2 of 2- Gross approval
- $50,000
- SBA guaranteed
- $25,000 (50%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/3/2023
- First disbursement
- 4/24/2023
- Days to fund
- 21 days
- Collateral
- None
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- All Other Health and Personal Care Retailers
- NAICS code
- 456199
- Address
- 12245 S Beyer Rd
- City
- Birch Run, 48415
- County
- Saginaw
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 4
The lenders
The Huntington National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding all other health and personal care retailers — by location, industry.
Similar businesses
Comparable all other health and personal care retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Simple Organics Wellness Center LLC
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All Other Health and Personal Care Retailers
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
Brio Product Group LLC
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- $300K
- SBA financing
- ≈ $588K–$980K
- Est. revenue (rough)
ENGAGEMENT THERAPY & DAY SPA L.L.C
Detroit, MI· ~70 mi
All Other Health and Personal Care Retailers
- $147K
- SBA financing
- ≈ $288K–$480K
- Est. revenue (rough)
Mobility Plus of Shelby Township
Shelby Township, MI· ~54 mi
Mobility Plus
- $418K
- SBA financing
- ≈ $820K–$1.4M
- Est. revenue (rough)
DYNAMIC HEARING LLC
Downers Grove, IL· ~238 mi
All Other Health and Personal Care Retailers
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
HDV Enterprises LLC
Albany, NY· ~503 mi
All Other Health and Personal Care Retailers
- $225K
- SBA financing
- ≈ $441K–$735K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for EFRAHM INC. in Birch Run, MI (All Other Health and Personal Care Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $200K
- On record FY2023–25
- 18 jobs supported
- Industry: All Other Health and Personal Care Retailers
- Location: Birch Run, MI
- Lenders: The Huntington National Bank, BayFirst National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Health and Personal Care Retailers businesses in MI for ~$100k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with EFRAHM INC..