SBA lending record

EMO & SONS EXCAVATING CO

77 POTTER VILLAGE RD, Charlton, MA · Site Preparation Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

Loan on record

FY2024

On record

Jobs supported

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The loan

$50,000 — FY2024

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 9.5% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/4/2023
First disbursement: 12/19/2023
Days to fund: 15 days
Collateral: Required
Jobs supported: 6
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Site Preparation Contractors
NAICS code: 238910
Lender: Webster Five Cents Savings Bank
Address: 77 POTTER VILLAGE RD
City: Charlton
County: Worcester
SBA district office: MASSACHUSETTS DISTRICT OFFICE
Congressional district: 1

The lender

Webster Five Cents Savings Bank

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding site preparation contractors — by location, industry.

SBA lenders in Massachusetts Lenders for site preparation contractors Site Preparation Contractors lenders in Massachusetts

Similar businesses

Comparable site preparation contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Rambo Demolition & Junk Removal- Boston, LLC

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$46K
SBA financing: ≈ $90K–$150K
Est. revenue (rough)

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Leotie Construction LLC

Westborough, MA· ~20 mi

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$50K
SBA financing: ≈ $98K–$163K
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All Construction Services, Inc.

Gilbertville, MA· ~21 mi

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$73K
SBA financing: ≈ $143K–$239K
Est. revenue (rough)

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Hilltown Homestead Services

Cummington, MA· ~56 mi

Site Preparation Contractors

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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J. SPINELLI & SON EXCAVATING, INC.

Concord, MA· ~35 mi

Site Preparation Contractors

$40K
SBA financing: ≈ $78K–$131K
Est. revenue (rough)

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NEW START LLC

Lincoln, MA· ~37 mi

Site Preparation Contractors

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for EMO & SONS EXCAVATING CO in Charlton, MA (Site Preparation Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2024
6 jobs supported
Industry: Site Preparation Contractors
Location: Charlton, MA
Lender: Webster Five Cents Savings Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Site Preparation Contractors businesses in MA for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/emo-sons-excavating-co-ma
API:: https://www.capbench.com/api/public/businesses/emo-sons-excavating-co-ma
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with EMO & SONS EXCAVATING CO.