SBA lending record
Fernice Enterprises, Inc
1775 E LUGONIA AVE, Redlands, CA 92374 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$525K
Total SBA financing
1
Loan on record
FY2022
On record
2
Jobs supported
Franchise brand
Wing Zone
See Wing Zone's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$525,000 — FY2022
- Gross approval
- $525,000
- SBA guaranteed
- $393,750 (75%)
- Status
- Charged off (failed)
- Rate at approval
- 6.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 6/13/2022
- First disbursement
- 7/6/2022
- Days to fund
- 23 days
- Charged off
- 2/24/2026
- Charge-off amount
- $114,035
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Wing Zone
- Franchise code
- S1936
- Address
- 1775 E LUGONIA AVE
- City
- Redlands, 92374
- County
- San Bernardino
- SBA district office
- SANTA ANA DISTRICT OFFICE
- Congressional district
- 8
The lender
The Huntington National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other Wing Zone locations
Other Wing Zone businesses in the public SBA record — closest first, by location and deal size.
CRM Partners LLC
Fontana, CA· ~18 mi
Wing Zone
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
adept Endeavors LLC
Santa Clarita, CA· ~79 mi
Wing Zone
- $720K
- SBA financing
- ≈ $1.4M–$2.4M
- Est. revenue (rough)
Ramyash LLC
Reno, NV· ~405 mi
Wing Zone
- $824K
- SBA financing
- ≈ $1.6M–$2.7M
- Est. revenue (rough)
Tre Plunkett LLC
Colorado Springs, CO· ~763 mi
Wing Zone
- $600K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
WZ Maverick LLC
Cypress, TX· ~1287 mi
Wing Zone
- $650K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
The Bronx Wingzone LLC
Brooklyn, NY· ~2392 mi
Wing Zone
- $588K
- SBA financing
- ≈ $1.2M–$1.9M
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Anaya G LLC
Yucaipa, CA· ~5 mi
Cold Stone Creamery
- $485K
- SBA financing
- ≈ $951K–$1.6M
- Est. revenue (rough)
Shoppers Stop,Inc
Yucaipa, CA· ~5 mi
Dairy Queen Operating Agreement
- $490K
- SBA financing
- ≈ $961K–$1.6M
- Est. revenue (rough)
Guadalupe Escamilla and Rosa Escamilla
San Bernardino, CA· ~8 mi
Limited-Service Restaurants
- $553K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
Redwood Foods Corporation
Riverside, CA· ~19 mi
Round Table Pizza
- $512K
- SBA financing
- ≈ $1.0M–$1.7M
- Est. revenue (rough)
La Michoacana Investment Group LLC
San Bernardino, CA· ~10 mi
Limited-Service Restaurants
- $782K
- SBA financing
- ≈ $1.5M–$2.6M
- Est. revenue (rough)
ACP Mexican Food LLC
Moreno Valley, CA· ~11 mi
Limited-Service Restaurants
- $750K
- SBA financing
- ≈ $1.5M–$2.5M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Fernice Enterprises, Inc in Redlands, CA (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $525K
- On record FY2022
- 2 jobs supported
- Industry: Limited-Service Restaurants
- Location: Redlands, CA
- Lender: The Huntington National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in CA for ~$525k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Fernice Enterprises, Inc.