SBA lending record
Formative Solutions LLC
101 MAYNARD CROSSING CT, Cary, NC 27513 · Offices of All Other Miscellaneous Health Practitioners. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$2.5M
Total SBA financing
2
Loans on record
FY2025
On record
42
Jobs supported
Franchise brand
American Family Care/AFC Urgent Care f/k/a Doctor's Express
See American Family Care/AFC Urgent Care f/k/a Doctor's Express's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$25,000 — FY2025
Loan 1 of 2- Gross approval
- $25,000
- SBA guaranteed
- $12,500 (50%)
- Status
- Charged off (failed)
- Rate at approval
- 10.75% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/10/2024
- First disbursement
- 10/16/2024
- Days to fund
- 6 days
- Charged off
- 3/17/2026
- Charge-off amount
- $23,327
- Collateral
- None
- Jobs supported
- 21
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Offices of All Other Miscellaneous Health Practitioners
- NAICS code
- 621399
- Franchise
- American Family Care/AFC Urgent Care f/k/a Doctor's Express
- Franchise code
- S0107
- Address
- 101 MAYNARD CROSSING CT
- City
- Cary, 27513
- County
- Wake
- SBA district office
- NORTH CAROLINA DISTRICT OFFICE
- Congressional district
- 2
$2,515,000 — FY2025
Loan 2 of 2- Gross approval
- $2,515,000
- SBA guaranteed
- $1,886,250 (75%)
- Status
- Delinquent
- Rate at approval
- 8.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/10/2024
- First disbursement
- 10/16/2024
- Days to fund
- 6 days
- Collateral
- Required
- Jobs supported
- 21
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Offices of All Other Miscellaneous Health Practitioners
- NAICS code
- 621399
- Franchise
- American Family Care/AFC Urgent Care f/k/a Doctor's Express
- Franchise code
- S0107
- Address
- 101 MAYNARD CROSSING CT
- City
- Cary, 27513
- County
- Wake
- SBA district office
- NORTH CAROLINA DISTRICT OFFICE
- Congressional district
- 2
The lender
First National Bank of Pennsylvania
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding offices of all other miscellaneous health practitioners — by location, industry, and brand.
Other American Family Care/AFC Urgent Care f/k/a Doctor's Express locations
Other American Family Care/AFC Urgent Care f/k/a Doctor's Express businesses in the public SBA record — closest first, by location and deal size.
DOCTORS EXPRESS, PLLC
Apex, NC· ~3 mi
American Family Care/AFC Urgent Care f/k/a Doctor's Express
- $1.5M
- SBA financing
- ≈ $3.0M–$5.0M
- Est. revenue (rough)
EzCare Management BG-NC1 LLC
Durham, NC· ~11 mi
American Family Care/AFC Urgent Care f/k/a Doctor's Express
- $3.5M
- SBA financing
- ≈ $6.8M–$11M
- Est. revenue (rough)
Gusnat Management Services, Inc.
Raleigh, NC· ~11 mi
American Family Care/AFC Urgent Care f/k/a Doctor's Express
- $3.4M
- SBA financing
- ≈ $6.7M–$11M
- Est. revenue (rough)
AFC Brier Creek Healthcare Management LLC
Raleigh, NC· ~9 mi
American Family Care/AFC Urgent Care f/k/a Doctor's Express
- $1.0M
- SBA financing
- ≈ $2.0M–$3.3M
- Est. revenue (rough)
AMERICAN FAMILY CARE RALEIGH - BRIER CREEK, PLLC
Raleigh, NC· ~9 mi
American Family Care/AFC Urgent Care f/k/a Doctor's Express
- $1.3M
- SBA financing
- ≈ $2.5M–$4.2M
- Est. revenue (rough)
2J30 LLC
Fuquay Varina, NC· ~14 mi
American Family Care/AFC Urgent Care f/k/a Doctor's Express
- $1.4M
- SBA financing
- ≈ $2.7M–$4.5M
- Est. revenue (rough)
Similar businesses
Comparable offices of all other miscellaneous health practitioners in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
PreciseMD Anesthesia Solutions PLLC
Cary, NC· ~1 mi
Offices of All Other Miscellaneous Health Practitioners
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
DNT Prosperity, LLC
Garner, NC· ~14 mi
Hand and Stone Massage and Facial Spa
- $659K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
KPR Wake Forest LLC
Wake Forest, NC· ~20 mi
The NOW Massage
- $660K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
Wayne Maurice Hall
Raleigh, NC· ~14 mi
Offices of All Other Miscellaneous Health Practitioners
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
SARAH O'SHEA, PHD, PC
Cary, NC· ~4 mi
Offices of All Other Miscellaneous Health Practitioners
- $5K
- SBA financing
- ≈ $10K–$16K
- Est. revenue (rough)
City of Oaks Acupuncture LLC
Raleigh, NC· ~12 mi
Offices of All Other Miscellaneous Health Practitioners
- $135K
- SBA financing
- ≈ $265K–$441K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Formative Solutions LLC in Cary, NC (Offices of All Other Miscellaneous Health Practitioners). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $2.5M
- On record FY2025
- 42 jobs supported
- Industry: Offices of All Other Miscellaneous Health Practitioners
- Location: Cary, NC
- Lender: First National Bank of Pennsylvania
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Offices of All Other Miscellaneous Health Practitioners businesses in NC for ~$1.3M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Formative Solutions LLC.