SBA lending record

Franklinville Hardware LLC

99 N Main Street, Franklinville, NY 14737 · Hardware Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$664K

Total SBA financing

Loans on record

FY2021–23

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$150,000 — FY2023

Loan 1 of 3

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Paid in full
Rate at approval: 12% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/21/2023
First disbursement: 7/24/2023
Days to fund: 3 days
Paid in full: 7/31/2025
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Hardware Stores
NAICS code: 444130
Lender: BayFirst National Bank
Address: 99 N MAIN ST
City: Franklinville, 14737
County: Cattaraugus
SBA district office: BUFFALO DISTRICT OFFICE
Congressional district: 23

$389,800 — FY2021

Loan 2 of 3

Gross approval: $389,800
SBA guaranteed: $350,820 (90%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/8/2021
First disbursement: 2/16/2021
Days to fund: 8 days
Paid in full: 7/31/2025
Collateral: Required
Jobs supported: 12
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Hardware Stores
NAICS code: 444130
Lender: Celtic Bank Corporation
Address: 99 N Main Street
City: Franklinville, 14737
County: Cattaraugus
SBA district office: BUFFALO DISTRICT OFFICE
Congressional district: 23

$124,100 — FY2021

Loan 3 of 3

Gross approval: $124,100
SBA guaranteed: $111,690 (90%)
Status: Paid in full
Rate at approval: 6% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/9/2021
First disbursement: 2/16/2021
Days to fund: 7 days
Paid in full: 7/31/2025
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 12
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Hardware Stores
NAICS code: 444130
Lender: Celtic Bank Corporation
Address: 99 N Main Street
City: Franklinville, 14737
County: Cattaraugus
SBA district office: BUFFALO DISTRICT OFFICE
Congressional district: 23

The lenders

Celtic Bank Corporation

2 loans to this businessFull SBA lending record + branches on the lender page →

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware stores — by location, industry.

SBA lenders in New York Lenders for hardware stores Hardware Stores lenders in New York

Similar businesses

Comparable hardware stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Mannys Ace Hardware East Aurora Inc.

East Aurora, NY· ~30 mi

Ace Hardware

$820K
SBA financing: ≈ $1.6M–$2.7M
Est. revenue (rough)

View record

Stevenson Hardware, Inc.

Ransomville, NY· ~66 mi

Hardware Stores

$573K
SBA financing: ≈ $1.1M–$1.9M
Est. revenue (rough)

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Ace Aurora LLC

Aurora, OH· ~165 mi

Ace Hardware

$732K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

View record

JSJW Holding, Inc.

Beachwood, OH· ~169 mi

Ace Hardware

$732K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

View record

Stockham Lumber & Building Materials Inc

Holley, NY· ~65 mi

Hardware Stores

$300K
SBA financing: ≈ $588K–$980K
Est. revenue (rough)

View record

Driscoll's Home Center, LLC

Old Forge, PA· ~155 mi

Hardware Stores

$549K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Franklinville Hardware LLC in Franklinville, NY (Hardware Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $664K
On record FY2021–23
26 jobs supported
Industry: Hardware Stores
Location: Franklinville, NY
Lenders: Celtic Bank Corporation, BayFirst National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Stores businesses in NY for ~$221k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/franklinville-hardware-llc-ny
API:: https://www.capbench.com/api/public/businesses/franklinville-hardware-llc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Franklinville Hardware LLC.