SBA lending record
FUNK AND FERMENTATION LLC
589 W DELAVAN AVE, Buffalo, NY 14222 · Beer, Wine, and Liquor Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$90K
Total SBA financing
3
Loans on record
FY2023–24
On record
6
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is FUNK AND FERMENTATION LLC your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
All 3 loans
$30,000 — FY2024
Loan 1 of 3- Gross approval
- $30,000
- SBA guaranteed
- $15,000 (50%)
- Status
- Current
- Rate at approval
- 12.25% v
- Term
- 60 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/10/2023
- First disbursement
- 11/22/2023
- Days to fund
- 12 days
- Collateral
- None
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beer, Wine, and Liquor Retailers
- NAICS code
- 445320
- Address
- 589 DELAVAN AVE
- City
- Buffalo, 14222
- County
- Erie
- SBA district office
- BUFFALO DISTRICT OFFICE
- Congressional district
- 26
$10,000 — FY2024
Loan 2 of 3- Gross approval
- $10,000
- SBA guaranteed
- $5,000 (50%)
- Status
- Current
- Rate at approval
- 15% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/10/2023
- First disbursement
- 11/30/2023
- Days to fund
- 20 days
- Collateral
- None
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beer, Wine, and Liquor Retailers
- NAICS code
- 445320
- Address
- 589 DELAVAN AVE
- City
- Buffalo, 14222
- County
- Erie
- SBA district office
- BUFFALO DISTRICT OFFICE
- Congressional district
- 26
$50,000 — FY2023
Loan 3 of 3- Gross approval
- $50,000
- SBA guaranteed
- $25,000 (50%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 60 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/13/2023
- First disbursement
- 4/5/2023
- Days to fund
- 23 days
- Collateral
- None
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beer, Wine, and Liquor Retailers
- NAICS code
- 445320
- Address
- 589 W DELAVAN AVE
- City
- Buffalo, 14222
- County
- Erie
- SBA district office
- BUFFALO DISTRICT OFFICE
- Congressional district
- 26
The lender
Manufacturers and Traders Trust Company
3 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding beer, wine, and liquor retailers — by location, industry.
Similar businesses
Comparable beer, wine, and liquor retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Father 58 Daughter LLC
Niagara Falls, NY· ~15 mi
Beer, Wine, and Liquor Retailers
- $90K
- SBA financing
- ≈ $176K–$294K
- Est. revenue (rough)
BUFFALO VALUE WINE & SPIRITS LLC
Cheektowaga, NY· ~5 mi
Beer, Wine, and Liquor Retailers
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
GAR SPIRITS OF WNY, INC
Buffalo, NY· ~3 mi
Beer, Wine, and Liquor Retailers
- $260K
- SBA financing
- ≈ $510K–$850K
- Est. revenue (rough)
Buffalo House Liquor and Wines LLC
Buffalo, NY· ~4 mi
Beer, Wine, and Liquor Retailers
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
Villa Liquor Store Inc
Williamsville, NY· ~7 mi
Beer, Wine, and Liquor Retailers
- $184K
- SBA financing
- ≈ $361K–$601K
- Est. revenue (rough)
Queen City Wine and Liquor, Inc.
Buffalo, NY· ~2 mi
Beer, Wine, and Liquor Retailers
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for FUNK AND FERMENTATION LLC in Buffalo, NY (Beer, Wine, and Liquor Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 3 SBA 7(a) loans totaling $90K
- On record FY2023–24
- 6 jobs supported
- Industry: Beer, Wine, and Liquor Retailers
- Location: Buffalo, NY
- Lender: Manufacturers and Traders Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beer, Wine, and Liquor Retailers businesses in NY for ~$30k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is FUNK AND FERMENTATION LLC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with FUNK AND FERMENTATION LLC.