SBA lending record

Gemlato LLC

1028 Chorro Street, Suite 102, San Luis Obispo, CA 93401 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$665K

Total SBA financing

Loan on record

FY2025

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$665,000 — FY2025

Gross approval: $665,000
SBA guaranteed: $498,750 (75%)
Status: Cancelled
Rate at approval: 10.25% v
Term: 126 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/19/2025
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Lender: First Business Bank
Address: 1028 Chorro Street, Suite 102
City: San Luis Obispo, 93401
County: San Luis Obispo
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 24

The lender

First Business Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding snack and nonalcoholic beverage bars — by location, industry.

SBA lenders in California Lenders for snack and nonalcoholic beverage bars Snack and Nonalcoholic Beverage Bars lenders in California

Similar businesses

Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $775K–$1.3M
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SBA financing: ≈ $835K–$1.4M
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NITE CREAMERY SM, INC.

San Luis Obispo, CA· ~1 mi

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$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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Sanctuary Juice'n Smoothies, LLC

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Snack and Nonalcoholic Beverage Bars

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SBA financing: ≈ $980K–$1.6M
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Wetzel's Pretzels Fig Garden

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SBA financing: ≈ $1.5M–$2.4M
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Agent summary

This page summarizes the public SBA 7(a) lending record for Gemlato LLC in San Luis Obispo, CA (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $665K
On record FY2025
6 jobs supported
Industry: Snack and Nonalcoholic Beverage Bars
Location: San Luis Obispo, CA
Lender: First Business Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in CA for ~$665k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/gemlato-llc-ca
API:: https://www.capbench.com/api/public/businesses/gemlato-llc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Gemlato LLC.