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SBA lending record

GRATEFUL BILL INC

98 GRAND AVE, Middletown, NY 10940 · General Freight Trucking, Long-Distance, Truckload. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$50K

Total SBA financing

1

Loan on record

FY2023

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$50,000 — FY2023

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Charged off (failed)
Rate at approval: 12% v
Term: 12 mo (1 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/27/2023
First disbursement: 2/2/2023
Days to fund: 6 days
Charged off: 3/4/2024
Charge-off amount: $49,747
Collateral: None
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Freight Trucking, Long-Distance, Truckload
NAICS code: 484121
Lender: PNC Bank, National Association
Address: 98 GRAND AVE
City: Middletown, 10940
County: Orange
SBA district office: NEW YORK DISTRICT OFFICE
Congressional district: 18

The lender

PNC Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding general freight trucking, long-distance, truckload — by location, industry.

SBA lenders in New York Lenders for general freight trucking, long-distance, truckload General Freight Trucking, Long-Distance, Truckload lenders in New York

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Comparable general freight trucking, long-distance, truckload in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $98K–$163K
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LCM Trucking inc

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Agent summary

This page summarizes the public SBA 7(a) lending record for GRATEFUL BILL INC in Middletown, NY (General Freight Trucking, Long-Distance, Truckload). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $50K
On record FY2023
Industry: General Freight Trucking, Long-Distance, Truckload
Location: Middletown, NY
Lender: PNC Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Freight Trucking, Long-Distance, Truckload businesses in NY for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/grateful-bill-inc-ny
API:: https://www.capbench.com/api/public/businesses/grateful-bill-inc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with GRATEFUL BILL INC.

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