SBA lending record

Hands Gallery Inc.

777 HIGUERA ST, San Luis Obispo, CA 93401 · Jewelry Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$161K

Total SBA financing

Loans on record

FY2024

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$110,700 — FY2024

Loan 1 of 2

Gross approval: $110,700
SBA guaranteed: $94,095 (85%)
Status: Current
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/10/2024
First disbursement: 10/16/2024
Days to fund: 36 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 6
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Jewelry Retailers
NAICS code: 458310
Lender: American Riviera Bank
Address: 777 HIGUERA ST
City: San Luis Obispo, 93401
County: San Luis Obispo
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 24

$50,000 — FY2024

Loan 2 of 2

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/10/2024
First disbursement: 10/17/2024
Days to fund: 37 days
Collateral: Required
Jobs supported: 3
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Jewelry Retailers
NAICS code: 458310
Lender: American Riviera Bank
Address: 777 HIGUERA ST
City: San Luis Obispo, 93401
County: San Luis Obispo
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 24

The lender

American Riviera Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding jewelry retailers — by location, industry.

SBA lenders in California Lenders for jewelry retailers Jewelry Retailers lenders in California

Similar businesses

Comparable jewelry retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

A-One, Inc.

Fresno, CA· ~115 mi

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$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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ROSARIOS Y MAS INC

Northridge, CA· ~140 mi

Jewelry Retailers

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Kathy Rose Jewelry Inc

Encino, CA· ~145 mi

Jewelry Retailers

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Royale Jewelers

West Covina, CA· ~177 mi

Jewelry Retailers

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Luxury Fine Jewelry Inc.

Los Angeles, CA· ~162 mi

Jewelry Retailers

$172K
SBA financing: ≈ $337K–$561K
Est. revenue (rough)

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FJIC INC

Bakersfield, CA· ~88 mi

Jewelry Retailers

$79K
SBA financing: ≈ $155K–$258K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for Hands Gallery Inc. in San Luis Obispo, CA (Jewelry Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $161K
On record FY2024
9 jobs supported
Industry: Jewelry Retailers
Location: San Luis Obispo, CA
Lender: American Riviera Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Jewelry Retailers businesses in CA for ~$80k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/hands-gallery-inc-ca
API:: https://www.capbench.com/api/public/businesses/hands-gallery-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Hands Gallery Inc..