SBA lending record
Heidi Royse
362 Lawson Street, Smiths Grove, KY 42171 · Other Specialized Design Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$50K
Total SBA financing
1
Loan on record
FY2020
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$50,000 — FY2020
- Gross approval
- $50,000
- SBA guaranteed
- $42,500 (85%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 6.5% f
- Term
- 15 mo (1 yr)
- Program
- 7a General
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/18/2020
- First disbursement
- 7/28/2022
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Individual
- Industry
- Other Specialized Design Services
- NAICS code
- 541490
- Address
- 362 Lawson Street
- City
- Smiths Grove, 42171
- County
- Warren
- SBA district office
- KENTUCKY DISTRICT OFFICE
- Congressional district
- 2
The lender
American Bank & Trust Company, Inc.
1 loan to this businessFind SBA lenders for businesses like this
The banks most active funding other specialized design services — by location, industry.
Similar businesses
Comparable other specialized design services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Modelo Couture Designs, LLC
Charlotte, NC· ~326 mi
Other Specialized Design Services
- $60K
- SBA financing
- ≈ $118K–$196K
- Est. revenue (rough)
DREW DIGITAL LLC
Saint Louis, MO· ~246 mi
Other Specialized Design Services
- $60K
- SBA financing
- ≈ $118K–$196K
- Est. revenue (rough)
Emergency Me, LLC
Milford, OH· ~182 mi
Other Specialized Design Services
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
Jennifer Cook Staging + Design, LLC
Dumfries, VA· ~496 mi
Other Specialized Design Services
- $70K
- SBA financing
- ≈ $137K–$229K
- Est. revenue (rough)
Lisa's Custom Interiors, LLC
Hays, KS· ~725 mi
Other Specialized Design Services
- $46K
- SBA financing
- ≈ $91K–$152K
- Est. revenue (rough)
Design Decor
Covington, KY· ~166 mi
Other Specialized Design Services
- $118K
- SBA financing
- ≈ $231K–$386K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Heidi Royse in Smiths Grove, KY (Other Specialized Design Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $50K
- On record FY2020
- 2 jobs supported
- Industry: Other Specialized Design Services
- Location: Smiths Grove, KY
- Lender: American Bank & Trust Company, Inc.
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Specialized Design Services businesses in KY for ~$50k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Heidi Royse your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Heidi Royse.