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SBA lending record

HR SCHENECTADY INC.

1480 STATE ST, Schenectady, NY 12304 · Cosmetics, Beauty Supplies, and Perfume Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$100K

Total SBA financing

1

Loan on record

FY2023

On record

7

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$100,000 — FY2023

Gross approval: $100,000
SBA guaranteed: $50,000 (50%)
Status: Current
Rate at approval: 9.75% v
Term: 83 mo (7 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/17/2023
First disbursement: 3/24/2023
Days to fund: 7 days
Collateral: None
Jobs supported: 7
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Cosmetics, Beauty Supplies, and Perfume Retailers
NAICS code: 456120
Lender: TD Bank, National Association
Address: 1480 STATE ST
City: Schenectady, 12304
County: Schenectady
SBA district office: SYRACUSE DISTRICT OFFICE
Congressional district: 20

The lender

TD Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding cosmetics, beauty supplies, and perfume retailers — by location, industry.

SBA lenders in New York Lenders for cosmetics, beauty supplies, and perfume retailers Cosmetics, Beauty Supplies, and Perfume Retailers lenders in New York

Similar businesses

Comparable cosmetics, beauty supplies, and perfume retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

VHSupply LLC

Yonkers, NY· ~130 mi

Cosmetics, Beauty Supplies, and Perfume Retailers

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

MMC GLOBAL INC

Monsey, NY· ~115 mi

Cosmetics, Beauty Supplies, and Perfume Retailers

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

MARCEL BEAUTY SUPPLY CORP

Bronx, NY· ~132 mi

Cosmetics, Beauty Supplies, and Perfume Retailers

$90K
SBA financing: ≈ $176K–$294K
Est. revenue (rough)

Sara Health & Beauty Inc.

New York, NY· ~135 mi

Cosmetics, Beauty Supplies, and Perfume Retailers

$110K
SBA financing: ≈ $216K–$359K
Est. revenue (rough)

Bay Beauty Wigzone, Inc.

Staten Island, NY· ~149 mi

Cosmetics, Beauty Supplies, and Perfume Retailers

$115K
SBA financing: ≈ $225K–$376K
Est. revenue (rough)

Lines of Rochester

Rochester, NY· ~189 mi

Cosmetics, Beauty Supplies, and Perfume Retailers

$100K
SBA financing: ≈ $196K–$327K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for HR SCHENECTADY INC. in Schenectady, NY (Cosmetics, Beauty Supplies, and Perfume Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $100K
On record FY2023
7 jobs supported
Industry: Cosmetics, Beauty Supplies, and Perfume Retailers
Location: Schenectady, NY
Lender: TD Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Cosmetics, Beauty Supplies, and Perfume Retailers businesses in NY for ~$100k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/hr-schenectady-inc-ny
API:: https://www.capbench.com/api/public/businesses/hr-schenectady-inc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is HR SCHENECTADY INC. your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with HR SCHENECTADY INC..

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